Terms of Service

The following terms and conditions (the "Agreement") administers the use of the ambadvisor.com website and services (“Services”) advertised and available on or at the smbadvisor.com website (the "Website"). The Website is owned and operated by SMB Advisor LLC ("SMB Advisor"). The Website is offered subject to your (the "User" or "you") acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be modified and published from time to time on the Website by SMB Advisor – including, Pricing, Refund, Privacy Policy and others. If you do not agree to this Agreement, please refrain from using the Website.

SMB Advisor offers a refund policy adhering to the policies mentioned.

In order to purchase services on the Website, the User may fill the contact form on the Website (including filling out all required personal information). The User must notify SMB Advisor immediately of any breach of security or unauthorized use of its account.

SMB Advisor may change, suspend or discontinue the Services, Products, fees, charges and terms at any time, including the availability of any feature or content. SMB Advisor may also impose limits on certain features and Services or restrict User's access to parts or all of the Services without notice or liability. The User also certifies that it is legally permitted to use the Website, and takes full responsibility for the selection and use of the Website. This Agreement is void where prohibited by law, and the right to access the Website is revoked in such jurisdictions.

SMB Advisor reserves the right, at its discretion, to modify this Agreement, fees, charges and terms at any time. The User shall be responsible for reviewing and becoming familiar with any such modifications. Use of the Website by the User following such notification constitutes the User's acceptance of the changes in the terms and conditions.

SMB Advisor may save User’s credit, debit card, or bank information, unless the User notifies SMB Advisor otherwise through an email to hello@smbadvisor.com.

By accepting this Agreement, the User is confirming that it is legally entitled to use the means of payment tendered and, in the case of card payments, that the User is either the cardholder or have the cardholder's express permission to utilize the card to effect payment. SMB Advisor may refuse to process a transaction for any reason or refuse Service to anyone at any time at SMB Advisor's sole discretion. SMB Advisor will not be liable to User or any third party by reason of refusing or suspending any transaction after processing has begun.

Unless stated otherwise, all fees and payments are quoted in the U.S. Dollars. The User is responsible for paying all fees, payments and applicable taxes associated with our Website and Services.

SMB Advisor uses the secure Payment Gateway for its online transactions. All online transactions performed on this site are secured payments.

Payments are fully automated with an immediate response.

Your complete credit card and bank account number cannot be viewed by SMB Advisor or any outside party.

All transactions are performed under 128 Bit SSL Certificate.

All transaction data is encrypted for storage within bank-grade data centres.

However, if you are not completely satisfied with your purchase for a valid reason, you may initiate a refund for the purchase. Please see below for more information on our refund policy. Refunds are generally not allowed after services have transpired unless at the discretion of SMB Advisor.

All refunds must be initiated within fourteen (14) days of the purchase date.

To initiate a refund, please email customer service at hello@smbadvisor.com.

After inspection, we will process your refund. Please allow at least five (5) days from the receipt of your purchase to process your refund. Refunds may take up to 10 days to appear on your credit card statement, depending on your credit card company. We will notify you by email when your refund has been processed.

No agency, partnership, joint venture, employee-employer, relationship, etc. is intended or created by this Agreement. You acknowledge that you have all the necessary permits to grant us with User’s personal data to fulfill this Agreement. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. In our sole discretion, we may assign this Agreement upon notice to you. Headings are for reference purposes only and do not limit the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. We do not guarantee that we will take action against all breaches of this Agreement.

This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws principles.

Any disputes arising out of or in connection with this Agreement shall be resolved through binding arbitration in the State of Georgia, in accordance with the rules of the American Arbitration Association.

All intellectual property rights, including copyrights, patents, patent disclosures, and inventions, in the Services are owned by SMB Advisor LLC. Use of the Services does not grant the User any ownership or license rights in the Services.

SMB Advisor LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of the use of the Services.

The User's personal data will be handled in accordance with our Privacy Policy. Users are encouraged to read the Privacy Policy to understand how their data will be used.

Either party may terminate this Agreement at any time, with or without cause, by providing the other party written notice of termination.

SMB Advisor LLC shall not be liable for any failure to perform its obligations under this Agreement due to circumstances beyond its reasonable control, including but not limited to natural disasters, war, or labor strikes.

SMB Advisor LLC is committed to ensuring that our Services are accessible to everyone, including individuals with disabilities. If you encounter any accessibility issues, please contact us.

If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect.

This Agreement constitutes the entire agreement between the parties and supersedes all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning its subject matter.

If you have any questions concerning our Terms of Service policy, please contact us at: